Hail occurs throughout the year and can cause damage to our home s siding.
Hail damge to siding.
Light hailstorms that leave a roof unscathed can be quite damaging to siding particularly aluminum siding.
With high winds small hail can be detrimental to siding.
Excerpted from independent insurance agents of iowa iowa agent newsletter june 23 2014.
Yet with the wide variety of siding available the effects may vary.
Dents cracks and holes in your siding are indicators of hail damage.
While many homeowners will seek out solutions washing off the oxidation others will paint over it.
Indicators of hail damage include holes in vinyl siding or dents in aluminum siding two of the most common materials used on the exterior of homes.
Oxidation marks are often what is left on aluminum siding after a damaging storm.
Both fiber cement siding and cedar ridge siding are the best choices for hail resistance.
This results in a very dense rigid siding which doesn t dent chip or crack even upon impact.
Unlike damage to the roof hail damage to siding may require immediate attention.
Water damage or water that comes through broken siding panels can result in mold and cause structural problems to your home.
The client has replacement coverage on the home and the carrier does not believe they have to replace all the siding to match.
Hail is a powerful force of nature that can even damage roofs made with concrete tiles if the stones are large enough and wind speeds are high.
Hail damage to aluminum siding.
How should this loss be settled.
Wind and hail most often cause damage to siding says gary martinis owner of highly rated home exteriors of northfield.
In severe storm damage situations siding can break or holes can be punched into the siding by large hailstones and flying debris.
Another way to spot hail damage is to look for chipped paint.
Aluminum hail damage tends to be easier to spot but any material can show chipped paint spots from hail.
The key to both these products in hail is their durability and rigidity.
Because seamless gutters are frequently feature aluminum or copper construction the signs of hail damage include telltale denting.
It is more durable than vinyl but it does not hold up well in high winds and hail and invites water damage mold and rotting to the interior walls of your home.
Your homeowners insurance policy covers the matching siding on your home if damage is caused by a peril listed in your policy common events include wind hail fire and tornado.
Hail can cause several types of damage to aluminum siding including dents cracks holes and chipped paint.
You might also find oxidation marks on it.
Fiber cement siding is composed of sand silica glass cement and cellulose fibers.
Gutters are also susceptible to hail damage.
